When therefore he was risen from the dead, his disciples remembered that he had said this unto them; and they believed the scripture, and the word which Jesus had said.

For the eyes of the Lord [are] over the righteous, and his ears [are open] unto their prayers: but the face of the Lord [is] against them that do evil.

So they read in the book in the law of God distinctly, and gave the sense, and caused [them] to understand the reading. 

My husband and I are in the process of short-selling our home.  My husband and I are both real estate agents (but I just help out with office work) and the broker of our office is negotiating the short sale. 

My husband was in an accident about 18mths ago and spent many months in the hospital and in and outpatient therapy.  By God’s grace he has recovered and is now able to work.  However, the economy and market on top of his time off of work (I was not able to work either as we have small children and I had to be with him in the hospital and take him to therapy as well. 

After cashing out IRA,s and selling whatever personal items we could – and with very little income as he started back in real estate, we finally made the decision to do the short sale.  We now have a contract submitted to the bank and are awaiting approval.

I have these questions:

1) What can our broker do in negotiating to help ensure a better outcome for us – actually our 1st will not be a short sale – just the second.  Our loan is with Wells Fargo and we live in the state of GA (the 2nd is a home equity line, but it was used in initally purchasing the home – we have never refinanced since we lived here – bought in 2005).

2) What can we expect our repercussions to be from the short sale?

3)HOw long will it be before we can buy another home – we have heard conflicting answers from different lenders. We are currently 60+ days behind on our first and second.

4) any other info you can give that you think is necessary in negotiating short sales?  My husband is currently helping some others try and short sell their homes ans well and absolutely does not want to lead anyone astray.

 I appreciate any info you may be able to give.  It is very difficult to find definitive answers – especially applicable to our state regarding short sales.

THanks so much.

Christina (more…)

Honour all [men]. Love the brotherhood. Fear God. Honour the king. 

Let not thine heart envy sinners: but [be thou] in the fear of the LORD all the day long.  For surely there is an end; and thine expectation shall not be cut off. 

Sunday Bible Message

Where in the Bible does it state, separation of Jews and Christians? Why did Jesus follow the Torah and we don’t as christians? Like the sabboth?

Kevin (more…)

Now I beseech you, brethren, by the name of our Lord Jesus Christ, that ye all speak the same thing, and [that] there be no divisions among you; but [that] ye be perfectly joined together in the same mind and in the same judgment. 

Short sell the wife.

I’m married and own a house that I want to short sale. The loan and title are all in my name since I owned it before we married. If I short sell the place, will my wife assets be included in the documentation? She has some money in a bank account that she would like to keep and not be subject to my downfall. Is that a possibility?

Sean (more…)

[It is] the glory of God to conceal a thing: but the honour of kings [is] to search out a matter.