[It is] the glory of God to conceal a thing: but the honour of kings [is] to search out a matter.

Exd 12:41 And it came to pass at the end of the four hundred and thirty years, even the selfsame day it came to pass, that all the hosts of the LORD went out from the land of Egypt. (more…)

Dear Paul,

My husband Gary and I are both Christian’s and while I was trying to research the question I am about to petition you concerning, I came across your site and realized you are a man of GOD and that this must not be a chance encounter.

My husband had worked for his former employer for over twenty years when another company took interest in him several states away. Long story short, my husband accepted this position and with him took his 401k account.

With the 401k we purchased our new home for our family. The company had taken a hefty amount out which we had expected, as we had heard this would happen.

Well, when it came time for tax season we learned that they had only taken half for some reason, and that we still owed the other half. So we ended up taking out a home equity line of credit against our home to pay for this.

Over the last three years we have also ran up other debt and had to use our credit cards to help with property taxes.

It has been a cycle of trying to get out of the toilet with the credit cards, and never having enough to get out from under, yet my husband works for a major company and is a Senior Industrial Engineer.

We are faithful to tithe our first ten percent and seed beyond that even. Sure, some of your readers might say that this is where we are messing up, but we know that is not true. We have seen GOD show up when we are faithful and trust HIM like this, not when we trust the dollar.

There is another answer to how to figure another way through this and I am praying you can help us with some solution. My poor husband has called banks and credit card companies.

If we take out the loans some are offering, we would be paying more than we are now for several years to come. We just want to find a way to consolidate our debt into one payment.

The debt we have is the current loan mentioned which is at 50,000 currently, and the debt to add which is 35,000. The tax office estimates our home valued at 191,000. Also we live in a city that has not be affected much by the fall of the housing market. Ours is holding steady. in fact, our city is listed by Forbes to be one of the leading in the top economic cities to live in.

Is there any way we might obtain a home owners loan that does not come due in five years, but maybe gives us a longer homeowners option? It seems banks would be looking for borrowers like us who are not looking to borrow a substantial amount of money towards their home.

Can we get a homeowners loan towards a home we already own? We are prepared to consolidate all the debt and pay one payment a month. We really would like to begin saving again and banking the money we are throwing away every month.

We never seen this coming. Never before did we have this problem and enough is enough. Please help us with any suggestions you might have.

GOD bless you!
 
Sherry (more…)

And ye shall hallow the fiftieth year, and proclaim liberty throughout [all] the land unto all the inhabitants thereof: it shall be a jubile unto you; and ye shall return every man unto his possession, and ye shall return every man unto his family. 

The thing that hath been, it [is that] which shall be; and that which is done [is] that which shall be done: and [there is] no new [thing] under the sun.

For I have no pleasure in the death of him that dieth, saith the Lord GOD: wherefore turn [yourselves], and live ye.

And they commanded the people, saying, When ye see the ark of the covenant of the LORD your God, and the priests the Levites bearing it, then ye shall remove from your place, and go after it. Yet there shall be a space between you and it, about two thousand cubits by measure: come not near unto it, that ye may know the way by which ye must go: for ye have not passed [this] way heretofore.

And he came and took the book out of the right hand of him that sat upon the throne. And when he had taken the book, the four beasts and four [and] twenty elders fell down before the Lamb, having every one of them harps, and golden vials full of odours, which are the prayers of saints. And they sung a new song, saying, Thou art worthy to take the book, and to open the seals thereof: for thou wast slain, and hast redeemed us to God by thy blood out of every kindred, and tongue, and people, and nation; And hast made us unto our God kings and priests: and we shall reign on the earth.

For unto us a child is born, unto us a son is given: and the government shall be upon his shoulder: and his name shall be called Wonderful, Counsellor, The mighty God, The everlasting Father, The Prince of Peace.

Therefore say, Thus saith the Lord GOD; Although I have cast them far off among the heathen, and although I have scattered them among the countries, yet will I be to them as a little sanctuary in the countries where they shall come.