Once again, I see that many Broken Credit Bloggers will be purchasing homes in the near future.  The Credit Repair Seminar Survey says!  The registration page of our free credit repair seminar asks the following question:

“What would you most like to accomplish AFTER raising your credit score?”

Here are thirty recent responses:

1. purchase a home
2. Refinance 1st and 2nd mortgages
3. buy a house
4. Refinance Home Mortgage
5. 1. purchase a home with a good apr 2. finance a new/used vehicle with a good apr
6. a fresh start w/o filing for bankruptcy
7. Buy a yacht
8. Purchase a home, refinance my vehicle, and obtain non secured credit cards instead of secured ones that I currently have.
9. Refinance our home
10. To buy a new home
11. WE have just sold on a short sale and would like to purchase new home in different state where we have moved.
12. Refinance home
13. Refi/buy a house which is currently jointly owned with my ex wife.
14. Purchase a home.
15. Build a Home
16. Buy a house and a car
17. Nothing specific.  I would just like to have a higher score so I will not have an issue obtaining credit in the future if I needed to.
18. buy another house
19. purchase a home.
20. buy a home
21. consolidate bills be debt free to qualify for a mortgage.
22. buy a house
23. purchase a home
24. find a new home.
25. purchase a larger home
26. PURCHASE HOME
27. I would like to purchase a home
28. pay off bills
29. Be able to reduce interest rates and ultimately work towards becoming debt free.
30. apply for a home loan

It’s a potpourri of answers on this week’s Credit Repair Seminar Survey.  The registration page of our free credit repair seminar asks the following question:

“What would you most like to accomplish AFTER raising your credit score?”

Here are thirty recent responses:

1. Improve my credit score!
2. We want to buy a house
3. i would just like the burden of bad credit behind me
4. buy a home
5. My interest is in concentrating on reducing debt, paying the banks and educatiing others on making educated decisions regarding investments.
6. refi
7. Purchase a House
8. Investing in property
9. Purchase a bigger home.
10. my motrage companey send wrong payment information to credt buero
11. buying a home
12. buy a house
13. To Purchase rent property in the future. So i don,t have to work so hard. Smile.
14. house
15. refinance at a better rate
16. Purchase a home
17. I am a small business owner I would like to be able to receive my inventory on a net 30 basis instead of paying cod for all of my merchandise because I have bad credit.
18. Buy investment property
19. I just want all the trash and errors deleted from it. I own my home outright (paid for) as well as my car. I just want my credit reports corrected.
20. refinance arm mortgage
21. lease a car
22. Buy first home, and not worry about getting declined
23. Take out loans and start a business
24. finance my lease for own house
25. Buy a house
26. sleeping better.
27. finding a way to fix credit
28. purchase a home. Thank you Sam
29. buy a home
30. start a new business.

It appears the Broken Credit Bloggers are gearing up to buy houses in our most recent Credit Repair Seminar Survey.  The registration page of our free credit repair seminar asks the following question:

“What would you most like to accomplish AFTER raising your credit score?”

Here are twenty recent responses:

1. Purchase a home
2. obtain a home
3. Refi both homes I own. One in Georgia and one in California
4. Buy a home
5. …refinance or modify mortgage loan toward a low monthly payment.
6. buy a house
7. buy home
8. Buy a house with VA loan
9. I want to purchase a home and refinance my automobile.
10. buy a home
11. a new car and a home
12. Purchase a home.
13. remove collections from report.
14. To purchase a Home.
15. purchase a home
16. buy a house
17. Mortgage loan
18. Purchase a home
19. buy a home
20. refinance home

So, how about you?  What would you most like to accomplish after raising your credit score?  Join us for our Free Credit Restoration Seminar.

Once again we publish the results of our Credit Repair Seminar Survey.  The registration page of our free credit repair seminar asks the following question:

“What would you most like to accomplish AFTER raising your credit score?”

Here are the most recent answers:

1. Obtaining credit.
2. purchase home
3. Purchase a home
4. buy a home
5. refinance home
6. i will like to get a new house and car an have a fare creditscore
7. Buy a Harley Davidson
8. refiance
9. Getting approved for a major credit card and be able to get approved for a house.
10. buy a home
11. qualify for FHA mortgage within next 10 days
12. Refinance and get out of Chapter 13
13. Buy my first home!
14. Buy a home.
15. buy a home
16. Buy a house
17. Buy a house
18. want to buy a house
19. buy a home
20. buy a car
21. 1st home purchase and adoption
22. refinance
23. I would like to make sure I keep my credit clean.
24. start business
25. buying a house
26. buy a house
27. Home purchase
28. To know that I would not be turned down for credit when applying for credit
29. buy a house
30. refinance

My credit score is 430!!! What can i do to raise it? Alot the things on my credit are small accounts that are duplicates and medical bills.

Krystal (more…)

How can I correct my credit report/ score for FREE?

Gretchen

What a wonderful site! Lots of GREAT info, here!!!

My question will *possibly* stump ya’ll … it sure as heck has stumped US!

We just paid off a small ($500) tax lien, became up-to-date (and then some) on a student loan that was near default, and have a few medical bills in collection dating back to 2005 … Our current credit score averages at 530.

My question is this: should we pay off the medical bills (they total around $1000)? And once the bureaus are notified that we’ve become current on the student loan ($28,000 balance) and have paid off the tax lien, how much do you think that might raise our score?

Specifically, we’re REALLY hoping to kick our score up to 560 to qualify for a home loan (we  have $40,000 to put down) and need to do it QUICK (have to move MIL in with us and it’s the only way!)

Your help is MUCH appreciated! And thank you for giving me the chance to possibly “stump the experts!”

Marie (more…)

I need to pay off an existing loan ASAP and consolidate some debt in an effort to improve my credit score.  But now it seems it is much more difficult to get a loan without good credit.

Melissa

Who Brought You To The Dance.

My husband and I would like to buy another house in the near future (a year or so).  Our credit is not stellar, to say the least.  We have multiple collections, charge-offs and late pays.  To put it mildly, we have been stupid.  The good news is, we are better now.  We filled out an application through a mortgage broker who pulled our credit reports (they are merged into one file for the both of us) and after talking to him about what to do (he doesn’t recommend that we actually apply for a mortgage yet as we have these horrific issues on our credit reports) he referred me to your website and the audio seminar Raise Your Credit Score to which I listened.  It was so good.  Now, I am ready to start. 

Most of the collections on our credit history are medical.  I really believe that they are ours, so is the best way to go about this is to do the “pay for delete” or actually start by disputing the collections (since some of them are old) to see if they can be validated and if they are, in fact, validated then proceed with a pay for delete? 

We have a couple of charge-offs that we have actually paid after the charge-offs were done, but still they remain on the report – even though they were paid.  How do we rectify this? 

To make matters worse, we have a judgment that was satisfied back in 2004.  Our credit report indicates that it was satisfied, as does the collection agency that initiated it.  The original creditor, however, still indicates that we have a balance owing of $1054 on our account and is still reporting us as delinquent.  Any ideas on how to handle them?

Any help would be appreciated, Paul.  Thanks for this wonderful website!

Jennifer (more…)

Hi Paul,

My husband and I are looking to purchase our first home. 

We attempted to buy this year but due to too many lates we were unable to. 

We were told by our broker we needed to wait a year until our last late came off of our credit. 

Which is more important revolving credit, or paying medical bills, or are they both equally important? 

What is the best way to fix our credit.  Our scores are very low.

Thanks,
Cheryl (more…)