I recently got a free copy of my credit report as we are in the process of purchasing a home and found a few items to be inaccurate.
I disputed those items and today got a phone call from one of the collection agencies to see if they could “help me”.
This particular debt (of which I had no clue of why I would owe any monies) was for an apartment complex that we lived in about 5 years ago. When I spoke with the gentleman he told me this was for cleaning the apartment and a reletting fee.
I assured the man that when we left that complex we were in good standing (ie. my family members had come and helped us move and clean the apt., we had the carpet cleaned and I gave my 30 day notice, we actually moved out earlier than anticipated Feb.2 instead of Feb.28, mind you our rent was paid up, we owed them nothing and they even had the apt. paid and could have rented it out and gotten more money for the rest of the month) and that the info he had was incorrect.
He of course asked me to provide paperwork of the last walk through and the 30 day notice, to which I replied “that was 5 or 6 years ago, we left the place in good standing why would I still have any of that paperwork?!?”.
I am thinking this is something I will be fighting with these people over. I asked this guy if he had anything documenting the apartment was a mess or that I had violated our lease contract, such as oh I don’t know pictures, documentation, etc and he told me that as I have stated it was quite a while ago and more than likely these things have been archived and that he wasn’t going to provide me with any of it.
I guess I’m trying to find out how I can go about taking care of this. He said I have to provide proof but isn’t it suppose to be the other way around?!?!?
Thanks in advance for any responses!