Columbia Recovery v. Menchaca
“Moreover, plaintiff has not produced any proofs whatsoever as to when the debt was purportedly incurred, the signature of the person who opened the account or who incurred the debt. Nor has plaintiff demonstrated that defendant was ever given notice of the past due debt. In other words, plaintiff has presented no proofs that defendant is the actual debtor beyond its bare allegations in the complaint.”
Columbia Recovery Corp. v. Nancy Menchaca [No. A-6403-06T1, N.J. Super.]












