Credit & Employment

My credit is in the toliet because of my divorce after a 15 year marriage, shortly before and partly due to the break-up, he bought a ford truck that was way out of our budget..

Next we purchased a home that if we budget properly we would be fine. I made more money with a new job.  He became frivilous will all our financial obligations, and 9 months later he walks out leaving me with the home, kids, bills that were supposed to be his part to pay, not taken care of.

I did everything to bring all bills to current, but after months with no financial support from him, I had to start saving money for an attorney, and find a new home for my kids and I. I wrote a letter of forbearance for the home. I paid most of the smaller bills off and now I am hit with a truck note that he doesn’t pay regularly, it has been repossessed, but he has paid to get it back.

I am sure you know where I am going. How do I begin to fix my credit.

I have recently been turned down for a job due to this credit disaster. Because in my line of work I deal with clients credit cards numbers.

Ruth

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Hi Ruth,

Sorry to hear of your troubles, but I welcome you to the Broken Credit Blog and by posting this question, you have already begun your credit repair journey! 

“How do I begin to fix my credit”: you write.

Step One:  Since you were recently denied employment because of your credit, you can take a copy of that denial letter and mail it to each of the three credit reporting agencies to obtain your free credit report.

Step Two: Read the articles categorized by subject in our credit repair library

Thanks for the questions and hope this helps.

Paul