Fair Isaac v. The Big Three
A follow up to Credit Score Confusion…
It’s discovery time and Fair Isaac wants a peek at the recipe for VantageScore. The following excerpt is from a September 25, 2007 ruling:
“On January 12, 2007, Fair Isaac served discovery requests seeking “the algorithm and the software and process used in conjunction with the algorithm to produce a credit score.” Schlosser Aff. [Docket No. 86] Ex. A. at 3. On April 25, 2007, Defendants moved for a protective order precluding discovery regarding “the actual model, design, algorithm, computer program, portions or drafts thereof and numerous other materials that would reveal the actual model, design or computer program (collectively, the ‘Algorithm’), used by Defendants in calculating the VantageScore credit score.” Mem. in Supp. of Defs.’ Mot. for Protective Order [Docket No. 84] at 1-2. Simultaneously, Fair Isaac moved to compel production of VantageScore’s algorithm and related documents.”
And U.S. District Court Judge Ann D. Montgomery says: “Defendats’ Consolidated Objections [Docket No. 179] are OVERRULED”.
I wonder if “Trans Union admitted in its Answer that “certain Trans Union employees who had access to Fair Isaac’s confidential information participated in the planning of VantageScore . . . .” had anything to do with it?
What do you think [rhetorical]?
Once again I say: Can’t we all just get along?












