Florida Credit Research v. Felicien
Here’s a case covering choice of law provisions in a cardholder agreement and the Statute of Limitations. This was a Florida case that was decided in favor of the consumer and is an excellent example of how weak the plaintiff/debt collector’s case is and when faced with a defendant that fights back, it appears the debt collector tried to explain that they didn’t have the documentation because the TILA only requires them to keep records for two years. Funny! It’s a great read.
Florida Credit Research Inc. v. Felicien (Fla. County Ct. Apr. 15, 2008)
This author is not an attorney and this information should not be considered legal advice. Please consult an attorney for legal advice.
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