Just prior to a foreclosure suit being filed against me, I received a letter from a debt collector. The debt collector was actually the law firm that filed the foreclosure. The letter appeared to follow the FDCPA requirements. It had the required verbage stating that I had 30 days to dispute this debt. The letter was dated February 13, 2009, and the actual foreclosure was filed on February 19th, just 6 days later.
My question is, under the FDCPA, does the debt collector have to wait 30 days to file suit on the debt.
Thanks so much for your input. Your blog has been very helpful to me in the past.
The debt collector does not have to wait 30 days to file suit on the debt.
Thanks for the questions and hope this helps.
This author is not an attorney and this information should not be considered legal advice. Please consult an attorney for legal advice.