Harassing Hailey

Hello Paul,

In August 2007 I was sued by a collection company for a credit card debt in the amount of $5879.94. In October 2007 the collection company and I settled out side of court for $3,180 (so I thought).

In October 2008 I received a letter in the mail from a different collection company but for the same credit card debt that I still owe the remaining balance of $2699.94.

I have tried talking to the collection company to explain that the debt has already been settled. Now they are telling me that they are going to garnish my wages. Don’t they need a court order to do that? And can they sue me twice for the same debt?

So confused,
Hailey

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Hi Hailey,

Yes, they would need a court order to garnish for a credit card debt. 

Read: If It Wasn’t In Writing… & Debt Collector Heavy Breather

Thanks for the questions and hope this helps.

Paul