June 6, 2009

Quick Score Increase

Filed under: Credit Reports,Credit Scores

I am in the process of trying to fix my credit score.  At the moment its at 561.  I noticed that there is no mention of my cell phone or that I have been renting my apt for the past 14 years. Are these things suppose to be in my credit report?  Would this maybe help my score to go up?

Carmen

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Hi Carmen,

They won’t normally list in a credit report – unless they’re in default.  I would suggest opening a couple of secured credit cards and finding a friend or relative to add you as an authorized user to an existing card with a high credit limit, low or no balance, and a long history.  That should get you over 620.

Thanks for the questions and hope this helps.

Paul

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