Should Judgment be a Guess?

I recently had my credit pulled and discovered that i have 2 judgements against me.

I went to the civil court house to inquire about these judgments and discovered that a hospital had their attorneys file a judgement against me and then sold the account to NCO and they filed a judgement against me for the same thing. the amounts owed are different because one of them adds on attorney and filing fees. can this happen?

i dont understand why the courts allowed two differnt companies to file against me for the same thing. i am trying to buy a house and they say i need to pay those accounts down before i could be approved. that is what i intended to do until i saw that i was being sued for the same thing twice to two different companies.

i dont know what to do.

i would like to make payments on at least one of the accounts but after reading the judgement filed against me, i am scared. there were parts of the judgement that made it seem like if they could find me they would take everyting i own to pay off the debt!

one is for 1700.00 and the other for 2300.00. any advice?

thanks. p.s this is the first time ive ever seen something like this online, thank you for taking the time to help us all.

Carissa

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Hi Carissa,

Before I begin, I’m going to give you the coveted Stump The Experts award for this evening.  Translation: the remainder of this answer is a guess.

Since this judgment appears to have been a surprise, you may be able to vacate the default judgment for improper service.  I write judgment singular, because you may be looking at a judgment (hospital) and a recorded assignment of judgment (NCO) for the same debt.  Like I said, the best solution would be to vacate the judgment if local rules of civil procedure permit.

Thanks for the questions and hope this helps.

Paul

This author is not an attorney and this information should not be considered legal advice.  Please consult an attorney for legal advice.