February 25, 2009

Karen’s Collections

Good Morning Paul,

This is a very informative site. I have been working on my credit since Jan.09.

I just received 2 debt validation responses from collection agencies the first is for a medical bill my son incurred when he was in college the insurance company did not pay now midwest Credit & Collections say I owe what do I do a pay to delete ltr?

The next is from NCO on behalf of Progressive Insurance I cancelled the policy but they say I still owe the remaining 206.46 what should I do?

Thanks,
Karen

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Hi Karen,

If the accounts were sent back to the original creditor then the collection agency is required to delete its entry.  I’d recommend reading/learning more on where you stand and gain additional leverage.

Read: Medical Collection? You Make The Call! & Pay For Delete Fast Track

Thanks for the questions and hope this helps.

Paul

This author is not an attorney and this information should not be considered legal advice.  Please consult an attorney for legal advice.

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