Run The Credit Repair Race!

Hi Paul,

My husband and I are looking to purchase our first home. 

We attempted to buy this year but due to too many lates we were unable to. 

We were told by our broker we needed to wait a year until our last late came off of our credit. 

Which is more important revolving credit, or paying medical bills, or are they both equally important? 

What is the best way to fix our credit.  Our scores are very low.

Thanks,
Cheryl

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Hi Cheryl,

The best way to fix your credit is to obtain a copy of your credit report and invest some time in reading before taking the next step. 

Paying medical bills or collections is generally the first thing that comes to mind for most consumers and it may also be the absolute worst move to make.  Far too many people pay collections and have their credit score drop as a result.

Cheryl, you’re definitely in the right place.  There are over 1,200 articles in the Broken Credit Blog and many of the best can be found in our Credit Library.  These cover a majority of credit repair topics and some of them will undoubtedly speak to your unique situation.  The best place for anyone to start is with our free fifteen-minute audio seminar: Raise Your Credit Score

I’ll see you inside the Broken Credit Blog!

Thanks for the questions and hope this helps.

Paul