To Credit Repair Or Not To Credit Repair

IS IT POSSIBLE TO IMPROVE MY CREDIT SCORE WITHOUT HAVING TO PAY BACK MONEY OWED TO CREDITORS

STEVEN

————

Steven,
 
This is a difficult question to answer without more information, but my personal opinion is that if you owe the money and they are your accounts then you should pay the debt you owe, but you will want to know that by paying those items off you will renew the “date of last activity” and the score will drop.  
 
Credit repair is not the removal of debt, but the removal of inaccurate and unverifiable items from a credit report.  If you are in a state of financial hardship and can’t afford your bills then repairing and improving your credit picture should come after you get back on track financially.
 
Brian C. Aber
877-877-4834 x704