Violation of the Discharge Injunction – Boo-Yah!!

When a creditor falsely reports unpaid balances which are stayed or discharged by a bankruptcy, it impermissibly attempts to collect that debt in violation of the automatic stay of 11 U.S.C. § 362 and the discharge injunction of 11 U.S.C. § 524. See Russell v. Chase Bank USA, N.A. (in re Russell), 378 B.R. 735, 743 (Bankr. E.D.N.Y. 2007), Torres v. Chase Bank USA, N.A. (In re Torres) 367 B.R. 478, 486 (Bankr. S.D.N.Y.), Lohmeyer v. Alvin’s Jewelers (In re Lohmeyer), 365 B.R. 746, 750 (Bankr. N.D. Ohio 2005); Carriere v. Fed. Credit Union, Case No. 03-1894, 2004 U.S. Dist. LEXIS 14095, at 20-23 (W.D. La. July 12, 2004); In re Burgess, Case No. 05-12813, 2007 Bankr. LEXIS 142, at 4-6 (Bankr. E.D. Va. Jan. 12, 2007); Norman v. Applied Card Sys., Inc. (In re Norman), Case No. 04-11682, Adv. No. 06-1133, 2006 Bankr. LEXIS 2576, at 3-5 (Bankr. M.D. Ala. Sept. 29, 2006); Smith v. Am. General Fin. Inc. (In re Smith), Case No. 00-02375, Adv. No. 05-9085, 2005 Bankr. LEXIS 2481, at 6-7 (Bankr. N.D. Iowa Dec. 12, 2005).

In re Fox 3:05-bk-12267-JAF (Bankr. M.D.FL, May 8, 2008)